Accept Payments Everywhere

One powerful integration to accept payments worldwide. Specialized support for African payment methods including MTN Mobile Money, Orange Money, plus global cards and Stripe.

Trusted by businesses worldwide

Trakli
Credflare
Inzidi
190+
Countries Supported
Worldwide coverage
5+
Payment Methods
Cards, mobile money & more
99.9%
Uptime
Always available

Everything you need to accept payments globally

From African mobile money to global cards and bank transfers, we've got you covered with a single integration

Global Currency Support

Accept payments in 150+ currencies including USD, EUR, XAF, NGN, KES, GHS with automatic conversion.

African Mobile Money

Specialized support for MTN Mobile Money, Orange Money, and 20+ African mobile payment providers.

Global Card Processing

Accept Visa, Mastercard, American Express, and local card schemes worldwide.

Secure by Default

PCI DSS Level 1 compliant with end-to-end encryption and AI-powered fraud detection.

Real-time Webhooks

Get instant notifications about payment status changes and events across all channels.

Global Banking

Connect bank accounts worldwide for seamless payouts in your local currency.

Supported Payment Methods

MTN Mobile MoneyCameroon, Ghana
Orange MoneyWest Africa
Visa/MastercardGlobal
StripeGlobal
Bank TransferGlobal

Quick Integration

Start accepting payments with just a few lines of code

// Initialize WhileSmart Pay
import { WhileSmartPay } from '@whilesmart/pay-js'

const pay = new WhileSmartPay('your-public-key')

// Create a payment
const payment = await pay.createPayment({
  amount: 1000,
  currency: 'XAF',
  customer: {
    email: 'customer@example.com',
    phone: '+237123456789'
  },
  methods: ['momo', 'card', 'bank_transfer']
})

// Handle successful payment
payment.on('success', (data) => {
  console.log('Payment successful:', data)
})
Enterprise Solutions

Built for Enterprise Scale

Advanced features and flexibility for large-scale operations

Bring Your Own API Keys

Already have direct relationships with payment providers globally? No problem. Connect your existing Stripe, PayPal, MTN Mobile Money, Orange Money, and other provider keys while we handle the complex global infrastructure.

Keep your existing provider rates and terms
Unified API across all payment methods
Advanced routing and failover capabilities
Real-time monitoring and analytics

Supported Provider Keys

Stripe
Global Cards
PayPal
Global Wallet
MTN MoMo
Mobile Money
Orange Money
Mobile Money
Adyen
Global Processor

Enterprise Features

Advanced Analytics

Deep insights into payment performance across all providers and regions.

Real-time dashboards
Custom reporting
Performance metrics
Fraud detection insights

Smart Routing

Automatically route payments to the best-performing provider based on success rates.

Success rate optimization
Cost optimization
Geographic routing
Custom routing rules

White Label Solution

Fully customizable payment experience with your branding.

Custom domains
Branded checkout
Custom email templates
API customization

Dedicated Support

24/7 dedicated support with guaranteed response times.

Dedicated account manager
Priority support queue
Custom integrations
On-call engineering

Compliance & Security

Enterprise-grade security with compliance certifications.

SOC 2 Type II
PCI DSS Level 1
GDPR compliant
Custom security policies

Multi-tenant Management

Manage multiple business units or clients from a single dashboard.

Organization hierarchy
Role-based access
Separate reporting
Bulk configuration

How It Works with Your API Keys

Your Application

Single API integration

One codebase for all payments
WS

WhileSmart Pay

Intelligent orchestration

Smart routing
Failover handling
Real-time analytics

Your Provider Keys

Keep existing relationships

MTN • Orange Money • Stripe • PayPal
Keep Your Rates
Maintain existing provider terms
Unified Experience
One API for all payment methods
Enhanced Analytics
Comprehensive insights across providers

Ready to Scale with Enterprise?

Get dedicated support, custom integrations, and enterprise-grade security

Simple, transparent pricing

No setup fees, no monthly minimums. Pay only for successful transactions.

Starter

Perfect for getting started

2.9%+ $0.30

per successful transaction

  • All payment methods
  • Dashboard & analytics
  • Email support
  • Standard webhooks
  • Up to $50K monthly volume
Most Popular

Growth

For growing businesses

2.5%+ $0.25

per successful transaction

  • Everything in Starter
  • Priority support
  • Advanced analytics
  • Custom webhooks
  • Up to $500K monthly volume
  • Multi-user access

Enterprise

For large-scale operations

Custom

Contact us for pricing

  • Everything in Growth
  • Bring your own API keys
  • Dedicated account manager
  • White-label solution
  • Custom integrations
  • 24/7 phone support

Volume Discounts Available

$100K+
monthly volume
Negotiate custom rates
$1M+
monthly volume
Dedicated infrastructure
$10M+
monthly volume
Enterprise partnership

Frequently Asked Questions

Everything you need to know about WhileSmart Pay

Still have questions?

Contact Support

Ready to start accepting payments?

Join thousands of businesses worldwide who trust WhileSmart Pay for their payment infrastructure

5 min
to get started
99.9%
uptime SLA
24/7
support
PCI DSS
compliant